Finding health insurance in Utah has never been easier. You can view plans and prices via www.healthcare.gov, the federally run Affordable Care Act-compliant marketplace.
Licensed Agent
Health Insurance Quote
How to Buy Health Insurance in Utah
You can buy a plan on the federal exchange if you do not have health insurance from the state or your work. Bronze, Silver, and Gold are the three primary health insurance classifications in Utah. The costs vary depending on the plan you select, but all coverages include essential services. As you progress through the tiers, the monthly premiums get more expensive but include more services. Low-income residents can get health insurance through Medicaid.
How to Apply for Health Insurance in Utah
The health insurance application process is simple in Utah. First, visit the federal marketplace. Then, enter your information and browse the available plans. Pricing is based on the tier level you select, but you will have access to essential services regardless of which plan you choose.
Health Insurance Carriers In Utah
Utah has seven health insurance companies offering coverage via the Federal marketplace:
- BridgeSpan
- Bright Health
- Cigna
- Molina
- Regence
- SelectHealth
- University of Utah Health Plans
Utah Health Insurance Costs Overview
Utah has three primary metal tiers for health insurance: Bronze, Silver, and Gold.
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
How Much Does Health Insurance Cost in Utah?
According to the KFF, the average benchmark premium in Utah is $547 in the year 2025
What is the Cheapest Health Insurance Plan in Utah?
The Bronze health insurance plan has the lowest premium and coverage level. However, it may not be the cheapest for your needs. Enter your zip code below to find the best health insurance that suits you!
Licensed Agent
Health Insurance Quote
Cheapest Utah Health Insurance Coverage by Metal Tier
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
Note that all costs are 2025 pricing from KFF. (source)
Gold Plans
The average lowest cost premium of a Gold Plan in Utah in 2025 was $569.
Silver Plans
The average lowest cost premium of a Silver Plan in Utah in 2025 was $532.
Bronze Plans
For a Bronze plan, the average lowest premium in 2025 was $440.
Other Types of Utah Health Insurance Coverage
Catastrophic Health Insurance in Utah
For individuals under age 30 or those qualifying for a hardship exemption, Catastrophic health insurance plans are available in Utah under the federal ACA marketplace.
Short Term Health Insurance in Utah
Individuals can obtain short-term health insurance in Utah for up to 36 months. You can purchase coverage from private insurers any time of the year.
Low Income Health Insurance in Utah
Medicaid is available to eligible low-income residents in Utah.
Licensed Agent
Health Insurance Quote
Marketplace Average Benchmark Premiums, KFF, accessed 08/16/2023, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D
Average Marketplace Premiums by Metal Tier, 2018-2025, KFF, accessed 08/16/2023, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D