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Hazard Insurance vs Homeowners Insurance?

There’s a lot of confusion about hazard insurance and homeowners insurance. Some people think...

Do You Need Home Warranty & Homeowners Insurance?

Home Warranty vs Homeowners Insurance: What Do You Need? Key Highlights: A homeowners insurance...

What Is an HO-8 Insurance Policy?

Older homes (40+ years) can present a unique set of insurance challenges. They are often not...

What Is an HO-7 Insurance Policy?

An HO-7 policy covers mobile or manufactured homes, including: Trailers Single and double-wide...

What Is an HO-6 Insurance Policy?

Condominiums, co-ops, and townhouses are the foundations of HO-6 policies. Homeowner’s...

What Is an HO-5 Insurance Policy?

The insurance industry refers to HO-5 policies as a “comprehensive form” because it...

What Is an HO-4 Insurance Policy?

When renting an apartment or house, your landlord’s insurance policy only covers the...

What Is an HO-3 Insurance Policy?

HO-3 insurance is the most popular and common type of home insurance offered by almost every...

What Is an HO-2 Insurance Policy?

HO-2 insurance covers your home’s physical structure, personal property, personal liability,...

What Is an HO-1 Insurance Policy?

Getting homeowners insurance is a must for anyone who owns their own home. There are different...

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