2022 UnitedHealthcare Coverage

UnitedHealthcare is an insurance company based in Minnesota that provides health insurance to more than 70 million people across the United States. It is the largest health insurance company, when measured by the total number of individuals it covers, in the country.

UnitedHealthcare Operating States

Currently, UnitedHealthcare operates in all states.

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UnitedHealthcare Health Insurance Overview

Does UnitedHealthcare Cover Acupuncture? 

Yes, UnitedHealthcare covers acupuncture. Acupuncture may be categorized as “complementary and alternative medicine” or “rehabilitation therapy” by your insurance plan. Coverage for the procedure may require you to purchase a separate rider, or have a higher deductible.

Does UnitedHealthcare Cover Chiropractic Treatment?

Some UnitedHealthcare plans, including some employer-sponsored plans, cover chiropractic treatment. A new benefit introduced in past years covers three chiropractic visits for enrolled members in Connecticut, Florida, George, New York, North Carolina, Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, South Carolina, Tennessee, and Virginia. Some UnitedHealthcare Medicare Advantage plans also cover chiropractic treatment. 

Does UnitedHealthcare Cover Allergy Testing?

Yes, UnitedHealthcare covers allergy testing, including (but not limited to) skin testing, sputum examinations, and antigen testing. Allergy testing must be part of an established allergy testing and treatment plan. 

Does UnitedHealthcare Cover Abortions?

Elective abortions and selective fetal reductions are covered as part of the Women’s Health Care Law. Women may self-refer to any UnitedHealthcare contracted women’s health care provider for professional services; however, they are not covered for the member’s dependent children. With recent lawmaking decisions, it is best to contact your insurance provider to see if abortion coverage is provided.

Does UnitedHealthcare Cover Gender Reassignment Surgery?

UnitedHealthcare covers gender reassignment surgery if eligibility qualifications for surgery are met. These criteria include persistent, documented gender dysphoria and the capacity to make a fully informed decision and consent for treatment. In addition, the patient must be the age of majority in the country in which they are having the surgery, and must complete 12 months of successful continuous full-time real-life experience in their desired gender. Other qualifications also apply.

Does UnitedHealthcare Cover Birth Control?

UnitedHealthcare covers birth control if the birth control product appears on a list approved by UnitedHealthcare. You must cover other products out-of-pocket.

Does UnitedHealthcare Cover Breast Reduction Surgery?

UnitedHealthcare covers breast reduction surgery when it is reconstructive and determined to be medically necessary. If it is for cosmetic purposes, you must pay out-of-pocket. A number of other criteria must be met.

Does UnitedHealthcare Cover Infertility Treatments?

UnitedHealthcare covers ovulation induction, insemination procedures, and assisted reproductive technologies. Procedures to diagnose infertility and procedures to correct a physical condition that is the underlying cause of infertility is also covered. To be eligible for coverage, a number of criteria must be met. 

Does UnitedHealthcare Cover STD Testing?

Testing for some sexually transmitted diseases, including HIV, is covered by UnitedHealthcare as part of the provider’s preventative care services coverage. However, coverage may depend on age, gender, and sexual history. 

 

UnitedHealthcare Mental Health Insurance Overview

Does UnitedHealthcare Cover Mental Health Services?

UnitedHealthcare’s coverage extends to a number of medications to treat mental health issues, including depression, anxiety, and other mood disorders. UnitedHealthcare also has coverage for inpatient and outpatient mental health services, provided that certain criteria are met. 

Does UnitedHealthcare Cover Therapy?

Yes, some UnitedHealthcare plans cover therapy, including psychiatric care and many forms of counseling. Some UnitedHealthcare enrollees may also have access to Sanvello, which is an emotional support app. 

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United Healthcare Dental Insurance Overview

Does UnitedHealthcare Cover Dental?

UnitedHealthcare offers dental insurance, which must be purchased separately from your health insurance plan. 

Does UnitedHealthcare Cover Braces?

UnitedHealthcare’s dental insurance plans cover braces, but the amount of coverage will depend on the dental insurance plan you purchase. Dental insurance must be purchased separately from your regular UnitedHealthcare insurance plan. 

Does United Healthcare Cover Braces for Adults?

UnitedHealthcare’s dental insurance plans cover braces for adults, but the amount of coverage will depend on the dental insurance plans cover braces for adults, but the amount of coverage will depend on the dental insurance plan you purchase. Dental insurance must be purchased separately from your regular UnitedHealthcare insurance plan. 

UnitedHealthcare’s Medicare Advantage plans, which are available to adults aged 65 and over, include some dental coverage. 

Does UnitedHealthcare Cover Dental Surgery?

The amount of dental surgery covered by UnitedHealthcare depends on the separate dental insurance plan you purchase. Dental surgery is covered by Medicare Advantage. 

Does UnitedHealthcare Cover Wisdom Teeth Removal?

UnitedHealthcare’s dental plans cover a certain percentage of surgical extractions, which includes wisdom teeth removal. 

Does UnitedHealthcare Cover Dental Implants?

Many of UnitedHealthcare’s dental insurance plans, which must be purchased separately from your regular health insurance plan, cover dental implants. However, this coverage will depend on the plan you purchase. 

 

UnitedHealthcare Vision Insurance Overview

Does UnitedHealthcare Cover LASIK?

UnitedHealthcare’s vision plan covers up to 35% of LASIK procedures at more than 900 approved locations. The vision plan, like the dental plan, must be purchased separately. 

Does UnitedHealthcare Cover Cataract Surgery?

Some UnitedHealthcare plans cover cataract surgery if it is determined to be medically necessary

 

UnitedHealthcare Prescription Drug Insurance Overview

Does UnitedHealthcare Cover Hearing Aids?

UnitedHealthcare hearing members have access to discounts of up to 80% off on hearing aids. Hearing aids are also covered through Medicare. 

Does UnitedHealthcare Cover Blood Pressure Monitors?

UnitedHealthcare does not cover diagnostic or monitoring equipment purchased for home use, including blood pressure monitors, unless the device has been determined necessary by a physician to treat an injury or illness. 

Does UnitedHealthcare Cover Cialis?

UnitedHealthcare covers Cialis for those with a medical diagnosis of erectile dysfunction and whose erectile dysfunction has not responded to generic Cialis. 

Does UnitedHealthcare Cover Chantix?

UnitedHealthcare covers Chantix, but prior authorization by a healthcare professional is required.

Does UnitedHealthcare Cover the Shingles Vaccine?

UnitedHealthcare covers Shingrix for adults over the age of 50

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1 (844) 612-0518
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