Medicare.Gov Prescription Drug Plan Finder will help you to search for & compare Medigap Policies, Medicare Health Plans, Prescription Drug Plans in your area.
Note: The 2023 Medicare plans are not yet available to review and compare.
The Medicare D Plan Finder is a tool to help you find the right Medicare Supplemental Insurance and Medicare Part D plan.
The Medicare Plan Finder tool above is the best way to search for a Medicare Part D and Medicare Advantage plan for 2022. Enter your zip code, and if you are over 65 or not, you will get a list of all the health insurance companies in your area.
You will then be able to research various plans and choose which one is best for you. You will get the details about the premiums and personalized information about the out-of-pocket costs you’d pay specifically tailored for your drugs and dosages once you go to the individual company’s website.
The Medicare Advantage Plan
It is a variation of a Medicare health plan offered by private insurance companies that contract with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. In addition, most Medicare Advantage Plans offer prescription drug coverage.
Medicare Drug coverage (Part D)
Medicare offers prescription drug coverage to all beneficiaries with Medicare. However, suppose you decide not to join a Medicare Prescription Drug Plan when you’re first eligible (at age 65) and do not have other creditable prescription drug coverage. In that case, you’ll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by a health insurance company or other private company approved by Medicare. Each plan can vary in cost and the drugs covered.