United American Medicare Plans For 2022

About United American

United American is an insurance firm specializing in group insurance, life insurance, and supplemental insurance policies. While United Insurance does not offer basic Medicare packages, like Original Medicare and Medicare Advantage, the company offers a comprehensive suite of supplemental Medicare policies, known as “Medigap” plans.  

The full scope of Medicare changes in 2022 has yet to be revealed, but below, you will find an up-to-date breakdown of the changes you can expect, including premium amounts from 2021.

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United American Medicare Plans Available

United American offers supplemental Medicare policies, known as Medigap plans, that fill in the gaps where policies such as Original Medicare (Parts A and B) and Medicare Advantage (Part D) may not offer coverage. Medigap plans are ideal for those who have medical needs, prescriptions, or chronic illnesses that may not be covered by Original Medicare or Medicare Advantages. 

United American Medicare Supplement Plans

Plan A

This plan covers the hospital coinsurance payment from Part A, as well as the coinsurance or copayment cost from Part B, in addition to up to an additional 365 days of hospital coverage, after Medicare benefits are used up. It also covers the first three pints of a blood transfusion. 

Plan B

This plan offers all the extended benefits of Plan A, along with coverage of Medicare Part A’s deductible. 

Plan D

Plan C offers all of the benefits of Plan B, and also covers coinsurance costs associated with stays in a skilled nursing facility and foreign travel emergency coverage. 

Plan G

This supplemental plan covers any excess charges not covered by Medicare Part B, in addition to all of the coverage offered by Plan D. 

Plan K

Plan K covers an additional 365 days of hospital coverage, after Medicare benefits are used up, in addition to 50% of the following: the first three pints of a blood transfusion, the coinsurance or or copayment of Part B, Part A hospice care coinsurance or copayment costs, skilled nursing facility coinsurance, and the deductible of Medicare Part A. Plan K also has an out-of-pocket limit of $6,220 for 2021. 

Plan L

Plan L covers an additional 365 days of hospital coverage, after Medicare benefits are used up, in addition to 75% of the following: the first three pints of a blood transfusion, the coinsurance or copayment of Part B, Part A hospice care coinsurance or copayment costs, skilled nursing facility coinsurance, and the deductible of Medicare Part A. Plan K also has an out-of-pocket limit of $3,110 for 2021. 

Plan M

This supplemental plan covers an additional 365 days of hospital coverage, after Medicare benefits are used up, in addition to 75% of the following: the first three pints of a blood transfusion, the coinsurance or or copayment of Part B, Part A hospice care coinsurance or copayment costs, skilled nursing facility coinsurance, and 50% of the deductible of Medicare Part A. Foreign travel emergency costs are also covered. 

Plan N

Plan N covers an additional 365 days of hospital coverage, plus the copayment or coinsurance costs of Medicare Part B, though copays apply with this plan. It also covers the first three pints of a blood transfusion, the coinsurance or copayment of Part B, Part A hospice care coinsurance or copayment costs, skilled nursing facility coinsurance, the deductible of Medicare Part A, and foreign travel emergency costs. 

Enrolling in United American & Open Enrollment Period

There are several different enrollment periods for Medicare plans, depending on your age and plan needs. 

Initial Enrollment Period

This is when you can sign up for a plan

  • Begins 3 months before the month you turn 65
  • Ends 3 months after the month you turn 65

Medicare Open Enrollment Period

This is when you can sign up for a plan, switch a plan or leave a plan

  • Begins October 15th
  • Ends December 7th

Special Enrollment Period

Special enrollment periods allow you to enroll outside the regular enrollment periods under specific circumstances. 

General Enrollment Period

This is when you can sign up for Medicare Part A and/or Part B if you didn’t sign up when first eligible or if you’re not qualified for a Special Enrollment Period.

  • Starts January 1st
  • Ends March 31st

Medicare Advantage Open Enrollment Period

This is when you can switch or leave a Medicare Advantage Plan

  • Starts January 1st
  • Ends March 31st
Speak to a
Licensed Agent
1 (855) 710-0541
OR
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