2022 Affordable Health Insurance Plans in Nebraska

There are many programs in place to help low-income Nebraskans afford health insurance. Nebraska has opted for a federally-run exchange instead of a state-run marketplace – this means the federal government runs most aspects of it. However, the state government still oversees the participating health plans.

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How to Buy Health Insurance in 2022

You can compare plans and purchase health insurance in Nebraska at www.healthcare.gov

How to Apply for Health Insurance in Nebraska

Go to www.healthcare.gov to apply for health insurance in Nebraska. The exchange is federally run in Nebraska rather than state-run.

Health Insurance Carriers In Nebraska

There are four health insurance carriers offering plans on the exchange in Nebraska: Bright

Medica, Oscar, and Ambetter from Nebraska Total Care.

Nebraska Health Insurance Costs Overview

Four tiers of health insurance coverage are available in Nebraska – Gold, Silver, Expanded Bronze, and Catastrophic. 

How Much Does Health Insurance Cost in Nebraska?

In 2022, the average benchmark monthly health insurance premium in Nebraska for a 40-year-old is $595.

What is the Cheapest Health Insurance Plan in Nebraska?

The cheapest health insurance plan in Nebraska is the one that suits your needs the best. Contact us today to find the plan that works for you! 

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Cheapest Nebraska Health Insurance Coverage by Metal Tier

Note that all costs are 2022 pricing from KFF. (source)

Gold Plans

The average lowest cost premium of a Gold Plan in Nebraska in 2022 was $633. 

Silver Plans

The average lowest cost premium of a Silver Plan in Nebraska in 2022 was $591.

Bronze Plans

For a Bronze plan, the average lowest premium in 2022 was $446

Other Types of Nebraska Health Insurance Coverage

Catastrophic Health Insurance in Nebraska

Catastrophic health insurance plans are available for purchase in Nebraska and offer the cheapest rates of all the tiers.

Short Term Health Insurance in Nebraska

Short-term health insurance plans are available for purchase in Nebraska. These short-term plans can last up to 364 days. Medica is offering a short-term plan in conjunction with the Farm Bureau designed for farmers.

Low Income Health Insurance in Nebraska

Nebraska offers many plans to help its low-income residents afford health insurance plans. The Nebraska Medicaid program is available to lower-income individuals and families through the state and federal government. There is also Nebraska Family Health Services to serve infants, children, and adolescents.

Finally, the state also offers a program through the Nebraska Office of Minority Health Services to reduce disparities in health status among different races.

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Marketplace Average Benchmark Premiums, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D 

Average Marketplace Premiums by Metal Tier, 2018-2022, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D