Mutual of Omaha Medicare Supplement Plans & Medigap 2024

About Mutual of Omaha

Mutual of Omaha has offered health insurance products throughout the US since 1909 and was one of the first companies to offer Medicare Supplemental Plans (also known as Medigap) in 1965. Today, they offer robust health insurance products to meet many needs.

That includes Mutual of Omaha Medicare Supplement Plans for those who have Original Medicare. The company does not offer Mutual of Omaha Medicare Advantage plans for those who want an all-in-one solution that replaces Original Medicare. The following insights can help you choose the right Supplemental Insurance policy from Mutual of Omaha.

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What’s New for 2025 from Mutual of Omaha Medicare Coverage?

Along with other competitors, Mutual of Omaha saw several updates to Medicare coverage costs and coverage for 2025. Some of the most notable of those included:

Mutual of Omaha will no longer offer stand-alone Prescription Part D coverage.
Rate increases went into effect for plans. The specific rate increases differ based on plan type and location.
Medicare Part A deductible of $1676 in 2025.

The company is also working to offer improved customer service and digital tools, as well as improvements to customer portals.

Plan Benefits and Cost Updates

Mutual of Omaha offers Medicare Supplement Plans with rates based on age, plan coverage, location, and other details. The average monthly premium for coverage is $185.

When you pair Medicare Supplement coverage with Original Medicare, many of your out-of-pocket expenses related to copayments, coinsurance, and deductibles are eliminated. That can help you have more expected and controlled costs when you seek medical care.

Types of Medical Mutual of Omaha Medicare Plans

Mutual of Omaha offers Medigap coverage, also known as Medicare Supplemental Plans.

Mutual of Omaha Medicare Supplement Plans

Supplement insurance plans provide coverage to fill in the gaps left by Original Medicare. If you are keeping Original Medicare, Part A and B, use these policies to help cover coinsurance, copayments, and other out-of-pocket costs.

Medicare supplement insurance policies cover about 20% of the health costs that Original Medicare does not cover.

Medicare Supplemental Plans offered by Mutual of Omaha include:

Plan A: Basic coverage for out-of-pocket expenses, including Part A coinsurance and hospital costs, Part B coinsurance and copayment, first three pints of blood, and Part A hospice care coinsurance and copayment.
Plan B: Basic coverage, including covering the Part A deductible
Plan C: This coverage is only available to those who were eligible for Medicare prior to January 1, 2020.
Plan D: This plan offers ample coverage of the Part A deductible and associated coinsurance and hospital costs but does not cover the Part B deductible or any Part B excess charges.
Plan F: This coverage pays the Medicare Part A deductible, coinsurance, and other costs, as well as Medicare Part B costs, including the deductible. It is only available to those who were eligible for Medicare prior to January 1, 2020.
Plan G: This is the company’s most popular plan, which provides Medicare Part A deductible, coinsurance, and other costs, but it does not pay the Part B deductible.
Plan M: This is a unique option from the company that provides 50% of the Part A deductible coverage but does not cover the Part B deductible (which is $257 for 2025). Plan M covers 80% of foreign travel emergencies.
Plan N: Plan N helps you pay for your Medicare Part A deductible coinsurance and other costs but does not cover all costs from Part B. Once you meet your Part B deductible, it will pay other costs with a copay of $20 for doctor’s visits.

With so many options, it can be confusing to know which one is the best for you. That’s why you’ll want to talk to a licensed insurance company or use the comparison tools on this site to help you navigate your options.

This chart breaks down the 2025 coverage options available through Mutual of Omaha Medicare Supplemental Insurance Plans.

Medicare Supplement Benefit	A	B	C	D	F	G	K	L	M	N
Original Medicare Part B coinsurance or copayment – 100%	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
Original Medicare Part B coinsurance or copayment – partial							✅	✅
Original Medicare Part B excess charge					✅	✅
Original Medicare Part B deductible – 100%			✅		✅
Original Medicare Part B deductible – partial
Original Medicare Part A deductible – 100%		✅	✅	✅	✅	✅	✅	✅		✅
Original Medicare Part A deductible – partial							✅	✅	✅
Original Medicare Part A hospice care coinsurance or copayment – 100%	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
Original Medicare Part A hospice care coinsurance or copayment – partial							✅	✅
The first 3 pints of blood – 100%	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
The first 3 pints of blood – partial							✅	✅
Skilled nursing facility care coinsurance – 100%			✅	✅	✅	✅	✅	✅	✅	✅
Skilled nursing facility care coinsurance – partial							✅	✅
80% of care during foreign travel, up to plan limits			✅		✅	✅				✅

Advantages of Mutual of Omaha Plans

Mutual of Omaha Medicare supplement insurance is robust but confusing. The company offers 10 standardized plans across 47 states. Coverage does not differ from state to state, which means that if you are moving or planning to seek care in another area, you can do so. You can seek out care from a provider that meets your needs.

The company is committed to providing quality care to each member, and to do that, they make it an active point of their business to talk to and interact with their customers. The organization’s financial stability, along with such a wide range of medical providers to offer help to you, makes this organization an effective choice for many seniors today.

Mutual of Omaha strives to offer key benefits, including:

Coverage amounts that do not decrease over time
Hearing discounts, including savings options for hearing aids
Discounted eye services
No waiting period if you have pre-existing conditions
Up to 12% savings with a household discount

Enrolling in coverage may allow you to benefit from access to quality care that fits your needs and supplements your current Original Medicare benefits.

Enrollment Tips

Enrolling in Mutual of Omaha Medicare Plans in 2025 requires careful consideration of your needs. To enroll, you’ll need to be enrolled in Medicare Part A and B (Original Medicare). You will need to live in an area covered by the company (that’s 47 states – they do not offer coverage in Wisconsin, Massachusetts, or Minnesota).

If you have selected your Medicare coverage options and you are ready to enroll, you can fill out the form on this page to gain more information and quotes. It takes only a few minutes to compare policies available to you in your area, getting accurate insight into the valuable policies the company offers.

Be sure to obtain comprehensive plan selection guidance – compare policy details and healthcare specialists you already see. Be sure that your healthcare needs are met by the plan before you enroll. The Mutual of Omaha team provides valuable resources to help you online, but do not hesitate to contact us for additional support.