Manhattan Life Medicare Supplement insurance helps those who qualify for Medicare reduce out-of-pocket expenses further. Manhattan Life Insurance Company, established in 1850, has long served consumers’ needs throughout the year. The company has maintained an A+ financial health rating and is the parent company for organizations such as Manhattan Life, Western United Life Assurance, and Central United Life.
In 2025, Manhattan Life will provide supplement insurance for Medicare-qualified individuals. It also offers individual and family insurance and group health insurance plans. As a trusted insurance carrier specializing in Medicare Supplement plans, Manhattan Life could be the ideal choice for you. The organization offers senior-friendly policies and nationwide accessibility.
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Manhattan Life Supplement Plans (Medigap)
Manhattan Life Medicare Supplement insurance is available to those who have Original Medicare (Parts A and B). These policies, also known as Medigap, provide financial coverage for out-of-pocket costs that Medicare participants pay, including coinsurance, copayments, and deductibles.
Manhattan Life supplemental insurance is available through several plan options. Seniors can select a plan that fits their financial and coverage objectives and goals. The following chart outlines the Manhattan Supplemental insurance products available for 2025.
| Benefits | Plan A | Plan C* | Plan F* | Plan G | Plan N |
|---|---|---|---|---|---|
| Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up | 100% | 100% | 100% | 100% | 100% |
| Part B coinsurance or copayment | 100% | 100% | 100% | 100% | 100% |
| Blood (first three pints) | 100% | 100% | 100% | 100% | 100% |
| Part A hospice care coinsurance or copayment | 100% | 100% | 100% | 100% | 100% |
| Skilled nursing facility care coinsurance | 100% | 100% | 100% | 100% | |
| Part A deductible | 100% | 100% | 100% | 100% | |
| Part B deductible | 100% | 100% | |||
| Part B excess charge | 100% | 100% | |||
| Foreign travel exchange (up to plan limits) | 80% | 80% | 80% | 80% |
It is important to note that if you did not enroll in Medicare prior to January 1, 2020, you may not be able to select Plans C and F.
Manhattan Supplemental insurance coverage is robust enough to cover your specific needs. Many people select Medicare Supplemental Plan G because it covers many of your costs aside from your Part B deductible.
If you are looking for a plan that keeps your budget in line and you want the smallest out-of-pocket copays, Plan N may be beneficial to you.
Each of the plans available allows you to gain predictability in the type of policy that fits your needs and goals. These plans meet the expectations of the Centers for Medicare & Medicaid Services (CMS) for the year 2025.
Updates to Supplemental Insurance from Manhattan Life for 2025
The Manhattan Life Medigap coverage, also known as Med Sup, meets all of the updates required by the CMS to date. Updates for this year include:
- A simplified underwriting process that speeds up access to coverage for those who are newly qualified to receive Medigap
- Expanded benefits with vision, dental, and hearing coverage as add-ons, depending on the financial product selected
- Increased access in rural areas
Manhattan Life Medigap coverage may be available in your area. Specific prices differ based on location and coverage needs. You can fill out the form on this page to get a free, no-obligation quote.
Unique Features of Manhattan Life
Manhattan Insurance Medicare Supplement coverage is some of the most extensive. The organization is noted for its senior-focused plans designed to provide modern Medicare recipients with the type and level of coverage they need.
The ManhattanLife’s Lighthouse Series of senior products, of which Medicare Supplemental coverage is included, is designed specifically for seniors who want the ability to easily relocate, review, and enroll in coverage as they see fit. It offers extensive products, including:
- Dental
- Vision
- Hearing
- Cancer, heart, and stroke-specific care
- Home health care
- Short-term care coverage
- Annuities
- Final expense life insurance
This product aims to be an all-in-one solution for seniors who want peace of mind, protection, and financial security in a single, easy-to-manage plan.
Enrollment Information
You can buy Medigap coverage during a one-time, six-month period that starts the first month you turn 65 and have Medicare Part B. You may find it harder to purchase coverage outside of the enrollment period initially.
2025 Medigap Medicare Supplemental Coverage Costs
Costs for Manhattan Life Supplemental insurance depend on age, location, and specific plan selections. Premium estimates for 2025 Range from $86 up.
Manhattan Life vs Competitors
Manhattan supplemental insurance matches many other plans offered by competitors, but there are a few differences that stand out. First, the company aims to be affordable, changing the least amount possible. They also offer senior-specific packages and care plans that go beyond just providing Medigap coverage. If you want a more robust policy that includes other needs and perhaps even folds in your financial investments, this company can offer that to you.
Application Process
To apply for the Manhattan Life Medicare Supplement Plan, you will need to qualify and purchase Original Medicare. Once you are ready to receive Medicare benefits (based on Medicare regulations set by the organization in terms of coverage access and coverage eligibility), you can purchase Manhattan supplemental insurance.
Why Choose Manhattan Life?
With decades of experience in senior health-specific insurance, Manhattan Life is very much geared toward meeting the needs of seniors. They offer comprehensive, reliable coverage and offer exceptional customer support.
Speak to a licensed insurance agent today to learn more about Manhattan Life Medicare Supplement coverage, or request a quote online now.
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