About Anthem
Anthem is the largest for-profit managed healthcare company within the Blue Cross Blue Shield Association (a federation of 35 US-based health insurance companies).
In addition to Medicare plans, Anthem offers individual, family, and Medicaid health insurance options.
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Anthem Medicare Plans Available
For 2025, Anthem Medicare coverage includes:
- Anthem Medicare Advantage Plans (Part C)
- Anthem Medicare Part D Prescription Drug Coverage
- Anthem Medicare Supplement Coverage (Medigap)
- Anthem Dual Special Needs Plans (D-SNPs)
What’s New for Anthem Medicare for 2025?
Medicare plans from Anthem saw some updates for 2025. Among the most notable are the following:
- Medicare Part D prescription drug costs and payments changed: You now have an annual out-of-pocket cap of just $2,000. There is no longer a donut hole, and you can use the prescription drug payment plan to make payments throughout the year in monthly installments.
- Medicare Advantage supplemental benefits use: Starting in 2026, Anthem will let you know about unused benefits in the previous year. You will receive a mid-year notification that allows you to know more about the benefits you have that you may not have used.
- Behavioral health access with Medicare Advantage Plans: Medicare plans now provide better access to mental healthcare coverage.
Note that Anthem Medicare Plans provide you with access to dental, vision, and hearing coverage, the SilverSneakers fitness program, and allowances for over-the-counter health items and more. Each plan is a bit different, but you’ll find a wide range of options to select from to fit most needs.
Original Medicare
Original Medicare is made up of Medicare Parts A and B. This type of Medicare coverage covers hospital stays and routine check-ups. Most U.S. residents get Original Medicare when they turn 65.
While Original Medicare offers comprehensive coverage, it does not cover many medical needs, such as vision and dental care, some prescription drugs, and hospital stays lasting longer than 90 days. There are supplementary Medicare plans that may help you cover these costs.
Medicare Part A
Part A Medicare insurance is known as hospital insurance. It covers skilled nursing care, a certain percentage of inpatient hospital stays (up to 150 days), hospice care, and some in-home care.
Medicare Part B
Part B Medicare comprises general medical insurance and covers 80% of doctor visits, preventive care (including some shots and screenings), outpatient services, some medical supplies, tests, and X-rays, smoking cessation counseling, and some nutrition counseling for those with diabetes.
Anthem Medicare Advantage Plans
Medicare Part C, also known as Medicare Advantage, combines Medicare Parts A and B, plus Medicare Part D, which covers prescription drugs. This package can be purchased from Anthem by those already enrolled in Original Medicare but have not already enrolled in Part D or do not have drug coverage from an employer or union.
Medicare Advantage Plans from Anthem are all-in-one plans. Most include prescription drug coverage. For 2025, Anthem offers:
- Anthem Medicare Advantage HMO: A plan that offers lower costs as long as you choose a provider within the network.
- Anthem Medicare Advantage PPO: This coverage is more flexible in terms of who you can work with, but the costs are a bit higher.
Both plans could be an option for you, depending on where your doctors are (in-network or out-of-network). Most plans include prescription drug coverage, vision, dental, and hearing coverage. Some plans have $0 deductibles for in-network care.
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Anthem Medicare Part D – Drug Plans
Prescription D Anthem Medicare coverage helps to cover the cost of both brand-name and generic medications prescribed to you by your doctor. The plan includes all recommended vaccines, medical supplies for insulin injections, and coverage for a range of needs.
You can choose the Standalone plans, which will supplement your Original Medicare insurance, or a Medicare Supplement Plan. If you want to keep those insurance products but want help with prescriptions, choose the Standalone policies. All-in-one plans from Anthem Medicare Advantage will wrap all of your medical care needs into one, including your prescription drug coverage.
Choose from the following plans:
- Anthem Medi-Blue Rx Standard Part D Plan: Ideal for those who take fewer medications, there is an annual prescription deductible of $590 for Tiers 1 through 5. Monthly premiums range from $77 up to $144.
- Anthem MediBlue Rx Plus Part D Plan: This option is best for those who take multiple medications. The monthly premium ranges from $39 to $165. These plans have a prescription deductible for Tiers 3 to 5 of $120 to $590 but no deductible for Tier 1 and 2 medications.
Each of the Anthem Medicare Part D plans has low copays for most generic drugs from preferred pharmacies. You’ll get a wide range of brand name and generic drugs covered through the Plus plan.
Anthem Medicare Supplement Plans
Medicare supplement plans, or Medigap, can help cover fees and costs not covered by Original Medicare or Medicare Advantage. These plans are ideal for those needing lengthy hospital stays or whose medical and hospital fees are generally higher.
Anthem Medicare offers four supplement plan options:
- Plan A: Plan A is the most basic plan, offering a lower premium with a deductible when you go to the hospital. It covers basic benefits plus some of the higher costs associated with Original Medicare.
- Plan F: Anthem offers Medicare Supplement Plan F, which provides the broadest coverage for out-of-pocket costs. You pay a monthly premium. However, this plan is only available to those who were eligible for Medicare benefits on January 1, 2020, or prior.
- Plan G: The broadest coverage for most people now is the Medicare Supplement Plan G from Anthem. It is the most popular option that pays for most out-of-pocket costs except for your Part B deductible.
- Plan N: Medicare Supplement Plan N has a lower premium to pay, with some copays you will still make. There is a small annual deductible as well.
All Medicare Supplement plan prices differ based on age and location.
Benefits of Choosing Anthem Medicare Plans: Reasons to Choose Anthem Medicare
Anthem Medicare offers a wide range of supportive programs designed to meet the needs of retirees and those who meet the Social Security Administration’s qualifications for disability. With a national network of doctors and additional benefits beyond what Original Medicare offers, Anthem policies offer the robust protections most people need. Transparent costs also help make Anthem Medicare plans an excellent choice for many.
Enrolling in Anthem Medicare
If you are ready to enroll, the timeline for enrollment depends on your current needs.
- Initial enrollment: 3 months before the month you turn 65 through 3 months after the month you turn 65
- Medicare Open Enrollment period: Each year, you can change your coverage during this period, running from October 15 through December 7.
- Special enrollment periods: There are special enrollment periods when you may be eligible due to changes in location or other situations.
Medicare Advantage Open Enrollment
Medicare Advantage open enrollment runs from January 1 through March 31 each year.
Speak to a Licensed Insurance Agent Today
Explore all of the Medicare plans from Anthem online now. You can speak to a licensed insurance agent who can help you compare options, and most importantly, you’ll learn the wide range of features available within your budget. Fill out the form here to get a free quote and start the process.
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