2022 Affordable Health Insurance Plans in Ohio

If you’re looking to get health insurance in Ohio, you can easily enroll through the federally facilitated Affordable Care Act-associated marketplace on www.healthcare.gov

Speak to a
Licensed Agent
1 (844) 612-0518
TTY: 711
OR
Get Your FREE
Health Insurance Quote

How to Buy Health Insurance in 2022

If you don’t receive health insurance from the federal government or an employer, you can purchase a plan on the federal exchange. Insurance is broken down into three main metal tiers: Bronze, Silver, and Gold. The prices vary, but all essential services are covered regardless of the plan chosen. The monthly premiums become more expensive as you go to higher tiers, but more services are covered.

For low-income residents, health insurance is issued through Medicaid. You can apply through the Ohio Department of Medicaid website.

How to Apply for Health Insurance in Ohio

Applying for health insurance is simple. Visit the federal marketplace, enter your data, and browse the plans. Depending on the tier level you choose, prices will vary, but you’re guaranteed the same essential services no matter which plan you choose.

Health Insurance Carriers In Ohio

Ohio has ten health insurance companies in the federal marketplace:

  • AultCare
  • Ambetter
  • CareSource
  • Community Insurance Company 
  • Medical Health Insuring Corp. of Ohio 
  • Molina
  • Oscar Buckeye State Insurance Corporation 
  • Oscar Insurance Corporation of Ohio 
  • Paramount
  • Summa

Ohio Health Insurance Costs Overview

There are three main metal tiers for health insurance in Ohio: Bronze, Silver, and Gold.

How Much Does Health Insurance Cost in Ohio?

According to the KFF, the average benchmark premium in Ohio is $375 in the year 2022.

What is the Cheapest Health Insurance Plan in Ohio?

The cheapest health insurance plan in Ohio is the one that suits your needs. Enter your zip code below to get started! 

Speak to a
Licensed Agent
1 (844) 612-0518
TTY: 711
OR
Get Your FREE
Health Insurance Quote

Cheapest Ohio Health Insurance Coverage by Metal Tier

Note that all costs are 2022 pricing from KFF. (source)

Gold Plans

The average lowest cost premium of a Gold Plan in Ohio in 2022 was $441. 

Silver Plans

The average lowest cost premium of a Silver Plan in Ohio in 2022 was $371.

Bronze Plans

For a Bronze plan, the average lowest premium in 2022 was $307

Other Types of Ohio Health Insurance Coverage

Catastrophic Health Insurance in Ohio

Catastrophic health insurance plans under the federal ACA marketplace are available in Ohio, but only to those thirty years of age or younger, or those seeking a hardship or affordability exemption.

Short Term Health Insurance in Ohio

Short-term health insurance is available in Ohio for up to 12 months and cannot be renewed. However, be advised that short-term insurance plans are not required to meet the essential service minimums prescribed by ACA plans.

Low Income Health Insurance in Ohio

Low-income health insurance is available through the Ohio Department of Medicaid website.

Speak to a
Licensed Agent
1 (844) 612-0518
TTY: 711
OR
Get Your FREE
Health Insurance Quote

Marketplace Average Benchmark Premiums, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D 

Average Marketplace Premiums by Metal Tier, 2018-2022, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D