2022 Affordable Health Insurance Plans in New Hampshire

The state of New Hampshire ranks seventh in the nation for lowest benchmark monthly premiums, and those premiums have been declining for the past several years.

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How to Buy Health Insurance in 2022

Go to www.healthcare.gov to compare your options and rates and to purchase health insurance in New Hampshire. You will need basic information about yourself and others you wish to purchase insurance for.

How to Apply for Health Insurance in New Hampshire

Applying for health insurance in New Hampshire is accessible by visiting the exchange’s website at healthcare.gov. You will be able to view the various plan options available to you and your family.

Health Insurance Carriers In New Hampshire

There are three health insurance carriers offering plans on the state exchange: Ambetter from NH Health Families, Anthem/Matthew Thornton Health Plans, and Harvard Pilgrim Health Care of New England.

New Hampshire Health Insurance Costs Overview

There are five tiers of health insurance coverage available in New Hampshire – Gold, Silver, Expanded Bronze, Bronze, and Catastrophic.

How Much Does Health Insurance Cost in New Hampshire?

In 2022, the average benchmark monthly health insurance premium in New Hampshire for a 40-year-old is $309.

What is the Cheapest Health Insurance Plan in New Hampshire?

The cheapest health insurance plan in New Hampshire is the one that covers your needs the most. Contact us today to learn more. 

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Cheapest New Hampshire Health Insurance Coverage by Metal Tier

Note that all costs are 2022 pricing from KFF. (source)

Gold Plans

The average lowest cost premium of a Gold Plan in New Hampshire in 2022 was $354.

Silver Plans

The average lowest cost premium of a Silver Plan in New Hampshire in 2022 was $305.

Bronze Plans

For a Bronze plan, the average lowest premium in 2022 was $264

Other Types of New Hampshire Health Insurance Coverage

Catastrophic Health Insurance in New Hampshire

Catastrophic health insurance plans are available for purchase in New Hampshire. Visit www.healthcare.gov to view your plan options.

Short Term Health Insurance in New Hampshire

Short-term health insurance plans are allowed in New Hampshire but may only last for six months and cannot be renewed. Residents may apply for a different short-term plan after the first one ends.

Low Income Health Insurance in New Hampshire

Medicaid is available for New Hampshire residents who qualify based on income and other requirements. New Hampshire offers a program for pregnant women and children administered through the New Hampshire Bureau of Maternal and Child Health. This program supports many different educational and preventative health measures for parents and children.

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Marketplace Average Benchmark Premiums, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D 

Average Marketplace Premiums by Metal Tier, 2018-2022, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D