2022 Affordable Health Insurance Plans in Arkansas

There are several options for insurers and plans in the state, allowing Arkansans to compare rates and make the best choice for their families. 

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How to Buy Health Insurance in 2022

It is easy to purchase health insurance in Arkansas. You can go online to www.healthcare.gov to view your options, compare rates, and purchase your health insurance plan. There are low-cost options and Medicaid for lower-income individuals and families.

Short-term, temporary, and catastrophic health insurance plans are all available in Arkansas for those who qualify. Students may purchase student health plans.

How to Apply for Health Insurance in Arkansas

Go to www.healthcare.gov to compare options and apply.

Health Insurance Carriers In Arkansas

Historically, these health insurance carriers operate on the exchange currently in Arkansas:

  • Ambetter
  • Arkansas Blue Cross Blue Shield 
  • Health Advantage 
  • Oscar

Arkansas Health Insurance Costs Overview

How Much Does Health Insurance Cost in Arkansas?

The average benchmark monthly health insurance premium in Arkansas is $387. (source)

What is the Cheapest Health Insurance Plan in Arkansas?

Depending on your health, the cheapest health insurance plan will be the one that covers what you need the most. Contact us to find the best plan for you! 

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Cheapest Arkansas Health Insurance Coverage by Metal Tier

Note that all costs are 2022 pricing from KFF. (source)

Gold Plans

The average lowest cost premium of a Gold Plan in Arkansas in 2022 was $458. 

Silver Plans

The average lowest cost premium of a Silver Plan in Arkansas in 2022 was $374.

Bronze Plans

For a Bronze plan, the average lowest premium in 2022 was $311. 

Other Types of Arkansas Health Insurance Coverage

Catastrophic Health Insurance in Arkansas

Arkansas does offer catastrophic health insurance plans to those that qualify.

Short Term Health Insurance in Arkansas

Short-term or temporary health insurance plans are available in Arkansas with initial terms of up to 364 days and a total duration that may last 36 months. 

Low Income Health Insurance in Arkansas

Medicaid is available in Arkansas through the federal government. Arkansas Works is a program that offers health insurance plans for residents of the state that meet income guidelines. ARKids First is designed for children from low-income families. 

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Sources: 

Marketplace Average Benchmark Premiums, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D 

Average Marketplace Premiums by Metal Tier, 2018-2022, KFF, accessed 08/16/2022, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D