There are several options for insurers and plans in the state, allowing Arkansans to compare rates and make the best choice for their families.
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How to Buy Health Insurance in Arkansas
It is easy to purchase health insurance in Arkansas. You can go online to www.healthcare.gov to view your options, compare rates, and purchase your health insurance plan. There are low-cost options and Medicaid for lower-income individuals and families.
Short-term, temporary, and catastrophic health insurance plans are all available in Arkansas for those who qualify. Students may purchase student health plans.
How to Apply for Health Insurance in Arkansas
Go to www.healthcare.gov to compare options and apply.
Health Insurance Carriers In Arkansas
Historically, these health insurance carriers operate on the exchange currently in Arkansas:
- Ambetter
- Arkansas Blue Cross Blue Shield
- Health Advantage
- Oscar
Arkansas Health Insurance Costs Overview
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
How Much Does Health Insurance Cost in Arkansas?
The average benchmark monthly health insurance premium in Arkansas is $458. (source)
What is the Cheapest Health Insurance Plan in Arkansas?
Depending on your health, the cheapest health insurance plan will be the one that covers what you need the most. Contact us to find the best plan for you!
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Cheapest Arkansas Health Insurance Coverage by Metal Tier
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
Note that all costs are 2025 pricing from KFF. (source)
Gold Plans
The average lowest cost premium of a Gold Plan in Arkansas in 2025 was $528.
Silver Plans
The average lowest cost premium of a Silver Plan in Arkansas in 2025 was $452
Bronze Plans
For a Bronze plan, the average lowest premium in 2025 was $389.
Other Types of Arkansas Health Insurance Coverage
Catastrophic Health Insurance in Arkansas
Arkansas does offer catastrophic health insurance plans to those that qualify.
Short Term Health Insurance in Arkansas
Short-term or temporary health insurance plans are available in Arkansas with initial terms of up to 364 days and a total duration that may last 36 months.
Low Income Health Insurance in Arkansas
Medicaid is available in Arkansas through the federal government. Arkansas Works is a program that offers health insurance plans for residents of the state that meet income guidelines. ARKids First is designed for children from low-income families.
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Sources:
Marketplace Average Benchmark Premiums, KFF, accessed 11/1/2024, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D
Average Marketplace Premiums by Metal Tier, 2018-2025, KFF, accessed 11/1/2024, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D