Does My Health Insurance Cover Viagra?

Does my Health Insurance Cover Viagra?

The FDA approved Viagra in 1998, and it quickly became a popular prescription medication used by millions of people on a global scale. Although effective, the drug remains expensive and is rarely covered by health insurance plans. 

Erectile dysfunction is common as a natural part of aging and affects more than 30 million men in the U.S. Viagra is a well-known medication to treat this issue. A single pill can increase the blood flow to the penis and restore the ability to achieve an erection.

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Coverage of the Treatment

Many insurance companies list the drug as a non-essential medication. Although, you can find HMO (health maintenance organization) plans partially cover the cost of the medicine. The only downside is that you’ll typically experience a high co-pay. In certain situations, Viagra can be covered entirely by your insurance if your doctor can prove it’s medically necessary.

Cost Without Insurance

As a result, most men pay for the treatment out-of-pocket. Unfortunately, Viagra is expensive. On average, Viagra oral tablets can cost about $70 per pill, but many can’t afford to take them every time they have intercourse. Instead of letting it affect their relationships and self-confidence, they turn to alternatives.

Viagra comes in a range of different doses, with four tablets per packet. Many people cut the pill in halves or quarters depending on what works for them.

Alternatives

Other treatments are on the market, but they are not always as effective as Viagra. However, generic versions of the medication exist. Among those, two drugs, Vardenafil (Levitra) and Tadalafil (Cialis), have been approved to treat erectile dysfunction.

You shouldn’t buy erectile dysfunction medication on the Internet without the advice of your physician. Cheap Viagra pills, no matter how real they look, are most likely fake. They can cause permanent side effects and can endanger your health. The issue is real as the American market is overflowing with counterfeit drugs.

If you want to know whether your insurance company covers Viagra, check your “insurer’s formulary”. You can see the list of drugs covered by your plan and at what rate.

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