The state of New Hampshire ranks seventh in the nation for lowest benchmark monthly premiums, and those premiums have been declining for the past several years.
Licensed Agent
Health Insurance Quote
How to Buy Health Insurance in New Hampshire
Go to www.healthcare.gov to compare your options and rates and to purchase health insurance in New Hampshire. You will need basic information about yourself and others you wish to purchase insurance for.
How to Apply for Health Insurance in New Hampshire
Applying for health insurance in New Hampshire is accessible by visiting the exchange’s website at healthcare.gov. You will be able to view the various plan options available to you and your family.
Health Insurance Carriers In New Hampshire
There are three health insurance carriers offering plans on the state exchange: Ambetter from NH Health Families, Anthem/Matthew Thornton Health Plans, and Harvard Pilgrim Health Care of New England.
New Hampshire Health Insurance Costs Overview
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
There are five tiers of health insurance coverage available in New Hampshire – Gold, Silver, Expanded Bronze, Bronze, and Catastrophic.
How Much Does Health Insurance Cost in New Hampshire?
In 2025, the average benchmark monthly health insurance premium in New Hampshire for a 40-year-old is $235.
What is the Cheapest Health Insurance Plan in New Hampshire?
The cheapest health insurance plan in New Hampshire is the one that covers your needs the most. Contact us today to learn more.
Licensed Agent
Health Insurance Quote
Cheapest New Hampshire Health Insurance Coverage by Metal Tier
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
Note that all costs are 2025 pricing from KFF. (source)
Gold Plans
The average lowest cost premium of a Gold Plan in New Hampshire in 2025 was $354
Silver Plans
The average lowest cost premium of a Silver Plan in New Hampshire in 2025 was $320.
Bronze Plans
For a Bronze plan, the average lowest premium in 2025 was $272.
Other Types of New Hampshire Health Insurance Coverage
Catastrophic Health Insurance in New Hampshire
Catastrophic health insurance plans are available for purchase in New Hampshire. Visit www.healthcare.gov to view your plan options.
Short Term Health Insurance in New Hampshire
Short-term health insurance plans are allowed in New Hampshire but may only last for six months and cannot be renewed. Residents may apply for a different short-term plan after the first one ends.
Low Income Health Insurance in New Hampshire
Medicaid is available for New Hampshire residents who qualify based on income and other requirements. New Hampshire offers a program for pregnant women and children administered through the New Hampshire Bureau of Maternal and Child Health. This program supports many different educational and preventative health measures for parents and children.
Licensed Agent
Health Insurance Quote
Marketplace Average Benchmark Premiums, KFF, accessed 08/16/2023, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D
Average Marketplace Premiums by Metal Tier, 2018-2025, KFF, accessed 08/16/2023, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D