Colorado has many affordable health insurance options. You can review options online at the Connect for Health Colorado website and select the right plan for your needs.
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How to Buy Health Insurance in Colorado
There are several ways to buy health insurance in Colorado. Plans are available through an employer, private health insurers, or public programs. The state-run marketplace is called Connect for Health Colorado and has eight health insurance companies offering policies. These eight insurance companies offer a total of almost 160 individual and family health plans to choose from – there is no reason to be uninsured in Colorado.
How to Apply for Health Insurance in Colorado
It is a simple process to apply for health insurance in Colorado – go to the Connect for Health Colorado website, enter your details, and search for plans.
Health Insurance Carriers In Colorado
Colorado has nine health insurance carriers:
- Anthem Blue Cross Blue Shield
- Bright Health
- Bright Health / Peak Health Alliance
- Cigna
- Denver Health
- Friday Health Plans
- Kaiser Permanente
- Oscar
- Rocky Mountain Health Plans / UnitedHealthcare
(source)
Colorado Health Insurance Costs Overview
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
How Much Does Health Insurance Cost in Colorado?
According to the KFF, the average benchmark monthly health insurance premium for a 40-year-old is $463 in Colorado as of 2025.
What is the Cheapest Health Insurance Plan in Colorado?
Depending on your health, the cheapest health insurance plan will be the one that covers what you need the most. Contact us to find the best plan for you!
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Cheapest Colorado Health Insurance Coverage by Metal Tier
As 2025 data is not yet available, we have used statistics from 2024 to reflect costs so you can have an idea of what to expect.
Note that all costs are 2025 pricing from KFF. (source)
Gold Plans
The average lowest cost premium of a Gold Plan in Colorado in 2025 was $440.
Silver Plans
The average lowest cost premium of a Silver Plan in Colorado in 2025 was $455.
Bronze Plans
For a Bronze plan, the average lowest premium in 2025 was $363.
Other Types of Colorado Health Insurance Coverage
Catastrophic Health Insurance in Colorado
Catastrophic health insurance plans are available in Colorado to individuals aged 18 to 29. For those over age 30, it is available for those who qualify for an exemption.
Short Term Health Insurance in Colorado
Short-term health insurance is not available in Colorado. Colorado is one of 10 states that does not offer this.
Low Income Health Insurance in Colorado
Low-income Colorado residents can apply for First Health Colorado, which is Colorado’s Medicaid program.
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Sources:
Marketplace Average Benchmark Premiums, KFF, accessed 11/1/2024, https://www.kff.org/health-reform/state-indicator/marketplace-average-benchmark-premiums/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D
Average Marketplace Premiums by Metal Tier, 2018-2025, KFF, accessed 11/1/2024, https://www.kff.org/health-reform/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Average%20Lowest-Cost%20Bronze%20Premium__2022%22,%22sort%22:%22desc%22%7D