Molina Healthcare is a multi-state health insurance provider. Having served customers with a range of services for more than 40 years, Molina has led the way in providing access to both affordable and quality care. Molina health insurance coverage is provided through government programs, including Medicaid and Medicare.
Molina Health Insurance Plans for 2025
The following are the types of health insurance covered by Molina Healthcare. Note that they do not offer traditional health insurance, but coverage is available for those who qualify for Medicaid or Medicare.
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Molina Medicaid Coverage
Molina Healthcare works with numerous state plans to provide a range of qualified health services to people who meet that state’s government assistance levels. This includes providing coverage through Medicaid as well as State Children’s Health Insurance Program (SCHIP).
Molina Healthcare offers Medicaid plans in Arizona, California, Florida, Idaho, Illinois, Kentucky, Massachusetts, Michigan, Mississippi, Ohio, New Mexico, New York, South Carolina, Texas, Utah, Virginia, Washington and Wisconsin.
Molina Medicare
For those who meet the eligibility requirements for Medicare, Molina Healthcare Insurance offers Medicare Advantage Plans. These are health insurance plans that replace Original Medicare (Part A and B) and instead offer an all-in-one solution. For some, Medicare Advantage Plans can be more affordable and tailored to meet your specific needs.
Molina’s Medicare Advantage plans meet the needs of individuals with either Medicare or those with Both Medicare and Medicaid coverage. This includes quality benefits programs and access to a large number of hospitals, medical providers, and healthcare services with little to no out-of-pocket cost.
Integrated Medicaid and Medicare from Molina
Molina Healthcare offers Medicare-Medicaid plans. These are programs that are based on the needs of members who are eligible for both Medicare and Medicaid. The company works closely with patients (and has done so for numerous years) to create these custom policies to better meet the needs of patients.
Molina Marketplace
The Molina Healthcare Marketplace provides access to plans that are highly subsidized commercial coverage for those who make an income that is slightly more than Medicaid and who do not have access to health insurance through their employer. These programs help to reduce costs and make it easier for people to stay with their providers as they move from Medicaid to Marketplace plans.
Marketplace offerings aim to be competitive and affordable. Some of the ways that Molina health insurance policies differ include:
- Free annual exams are included in all plans
- Low cost plan options are available
- The My Molina Mobile App helps with providing better access to healthcare providers
- Free virtual care services are provided through Teladoc
Note that coverage types and costs differ from one area to the next.
2025 Molina Healthcare Updates
Molina Healthcare insurance meets the expectations set under Medicare and Medicaid. As such, all updates associated with those programs have been updated for 2025 and beyond.
Some of the differences you may see in 2025 Molina health insurance plans include:
- Molina no longer covers at-home COVID-19 testing kits.
- As of January 1, 2025, My Choice Wisconsin and Molina combined their Medicare products into a single plan.
Most of the additional 2025 changes are related to provider requirements.
Molina health insurance costs are likely to have risen in 2025 – but the amount of increase in your plan is dependent on where you live. Updates note that the average rate increase of 0.5% was applicable in Ohio, for example.
Why Choose Molina for Health Coverage?
Molina Healthcare set out to offer consumers affordable healthcare, and that is what it does by partnering with government-sponsored programs. It aims to reduce financial barriers to accessing healthcare by reducing out-of-pocket expenses. Keep in mind that there are strict eligibility requirements for all Molina health insurance products.
Some of the best reasons to invest in Molina health insurance for 2025 include:
- Quality plans that continue to offer competitive services, including access to telehealth
- A large selection of doctors for members to access in covered areas
- Three tiers of health insurance, including Bronze, Silver, and Gold
- Included vision, dental, and prescription medication coverage in health insurance plans
- Mobile app for easy access and use of plan features
Find Your Molina Plan for 2025
For those ready to enroll in Molina insurance, you will need to work through several steps to do so. First, you need to be sure the coverage is available in your state for 2025. You can do this by using the Molina Health insurance tools on their website to help you navigate your options.
Note that income requirements and other factors must be taken into consideration. The helpful tools from the website can give you the steps you need to take to get options available in your area.
Seek out a quote from a qualified Molina Healthcare insurance provider now. You can do so online and get a look at all available plan options in your area.
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